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What We Do

FIND MORE PROSPECTIVE DONORS

Marketing Services

We can help you reach and engage with prospective donors through a sophisticated blend of traditional and online marketing initiatives. We work with you to customize the ideal marketing approach for your audience, drawing for a range of available platforms.

Learn More about Marketing Services

Improve your planned giving program

Consulting

Our experts will help you build upon your program's strengths, identify and address weaknesses, minimize financial risks and maximize benefits. Wheather your program is small or large, basic or sophisticated, we can help you enhance your efforts.

Learn More about Consulting

Get more gifts

Gift Illustrations

We can provide you with tools and expertise you need to effectively present the benefits of a planned gift to your prospective donors, to create gift annuity agreements and gift calculations, and to help your donor understand what type of planned gift makes most of sense for them.

Learn More about Gift Illustrations

Steward donors and be in compliance

Gift Administration

Ensure efficient and effective gift administration by outsourcing the work to PG Calc. By combining our decades of planned giving expertise with state-of-the-art tools like GiftWrap, we can fulfill all of your stewardship and compliance needs.

Learn More about Gift Administration

What's New

Insight

June 15, 2026

July IRS Discount Rate: 5.2%

In this month's eRate newsletter:

Featured Article: Nothing Happens Until Somebody Dies – Thoughtful Planning for Testamentary Gifts
Quick Tip: Quick Tip: Trust and Verify in GiftWrap
The State of Play: Navigating the Current Landscape of QCD Legislation and DAF Regulation
One Phrase to Rule Them All – What We Mean by “Charitable Deduction”
ACGA Releases Report on 2025 Gift Annuity Survey
Back to Basics: Fundamentals of Planned Giving

Read Now

image of someone placing a floating lantern on water - image by oliver hotakainen - unsplash

Nothing Happens Until Somebody Dies – Thoughtful Planning for Testamentary Gifts

We get a fair number of client inquiries regarding testamentary gifts. For bequest intentions, we typically talk about the need to discount the gifts. With testamentary life income gifts, however, there are additional questions and points of concern. The donor is contemplating the eventual establishment of a gift that will provide income to someone else after the donor’s death. That means the calculations for a testamentary CGA or testamentary CRT are predicated upon multiple layers of assumptions.

Read the Article

PG Calc Blog Post

June 18, 2026

New Jersey Accepts Actuarial Verification of Washington State Reserve Reports

New Jersey reinstated an old regulation to require actuarial verification of New Jersey state reserve reports IF a charity offers flexible deferred gift annuities (FGAs). In a stunning update, New Jersey has now decided that it will accept a Washington state reserve report that has been verified by an actuary, provided that it is submitted with an unverified New Jersey or New York state reserve report and a NJ certificate of valuation.

Read the Blog Post

PG Calc Blog Post

June 15, 2026

The State of Play: Navigating the Current Landscape of QCD Legislation and DAF Regulations

For planned giving officers, staying abreast of the shifting sands in Washington is an operational necessity. As we cross the midpoint of 2026, the regulatory and legislative environment surrounding Qualified Charitable Distributions (QCD) and donor-advised funds (DAFs) seems stuck in familiar duality: a flurry of introduced concepts coupled with a deeply gridlocked path forward.

Read the Blog Post

PG Calc Webinar Recording

May 27, 2026

Gift Annuity Regulations and Compliance Q&A

Just starting to consider registering in states to issue gift annuities, or perhaps revisiting it as a recurring topic? Puzzling over a particular CGA annual filing requirement? Get the answers to your charitable gift annuity state registration and annual filing questions by watching this free Q&A webinar recording with PG Calc Gift Annuity Compliance Director Edie Matulka and Senior Advisor Julie Goldenberg Hay.

Watch the Recording Now

Case Study

Consulting Case Study #2: “Is Our Gift Annuity Program Worth the Effort?”

Read the second case study from PG Calc’s Consulting Services team that answers the question, “Is Our Gift Annuity Program Worth the Effort?” See how a program of a gift annuity program can help determine: 1) The market value of each gift annuity and whether any are underwater, 2) The projected benefit of each annuity, 3) The projected cash-flow as each gift annuity terminates, and 4) How to make the program stronger.

Read the Case Study

Software Training

Aug 5-6, 2026

Gift Planning with PGM Anywhere - In Person (Boston)

These hands-on trainings are a great opportunity to develop your planned giving knowledge and PGM Anywhere software skills to close more gifts.
Aug. 5 Introductory Session: use case studies to introduce planned giving concepts, covering immediate and deferred gift annuities, remainder trust basics, and gifts made utilizing the IRA QCD provision for CGAs.
Aug. 6 Advanced Session: Explore advanced gift plans including flip CRUTs, retained life estates, charitable lead trusts, and gift plans using funds from traditional IRAs.

Software Training

Sept. 9, 16, 23 & 30

PGM Anywhere and Charitable Remainder Trusts (ONLINE 1 hour each day)

This class will provide an in-depth demonstration of our web-based PGM Anywhere software in the context of learning about and modeling charitable remainder trusts (CRTs). We will use case study examples to illustrate various types of CRTs while discovering the robust calculation and detailed documentation features of this gift planning software. This class will be taught remotely over four days for one hour each day: September 9, 16, 23, and 30.

Case Study

Consulting Case Study #1: Fundraisers Paralyzed by Planned Gift Questions

PG Calc’s Consulting Services team has learned a lot about planned giving over the past 40 years and helps nonprofits face many common challenges with their programs.

Read this case study that addresses one common challenge: fundraiser paralysis. Learn how training and coaching by a PG Calc consultant elevated our client’s fundraisers from “check seekers” to philanthropic advisors.

Read the Case Study

PG Calc Blog Post

Oct 15, 2025

What If There Is No IRS Discount Rate?

The “IRS Discount Rate” is key to calculating the charitable deduction for split interest gifts. You know the routine: the IRS issues a new rate each month and the donor can choose the rate in effect for the month in which the gift is completed or either of the previous two months. Since 1989, the IRS has reliably issued next month’s Discount Rate around the middle of the current month. But what happens if, due to the Federal shutdown, the IRS is late? Or what if it doesn’t issue a November rate at all?

Read the Blog Post

Free Guide

March 2026

Planned Giving Marketing Cheat Sheet

If you are a gift planner with limited time, you need to build awareness among your donors of more complex gift planning. You need a way to get your donors thinking beyond annual giving and supporting your mission through small, cash-only gifts and get them thinking about tapping their true wealth and creating a legacy. Here’s how to take that next step: Start Small. Think Long-Term.

Read Now

Marketing Pro Tip

May 2026

Use Personalization to Drive More Gift Annuities in Your Summer and Fall Mailings

A great way to help your donor understand the benefits of a gift annuity is to provide a personalized gift illustration. This way, they see the financial and tax benefits they will enjoy while they support your charity’s mission. Imagine being able to include a personalized gift illustration to every donor on your mailing list, so your mailing can provide a gift suggestion tailored to each one! That’s the power of PG Calc’s BatchCalcs.

Learn About BatchCalcs