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Service Notice: PG Calc Phone System Disruption

PG Calc is currently migrating it's phone system to a new provider. If you have trouble reaching our staff
please email us at support@pgcalc.com if you need immediate assistance with your software,
info@pgcalc.com if you have an inquiry about our software or services and would like to reach
our Sales team, or call at our temporary number 203-292-4141. Sorry for any inconvenience.

What We Do

FIND MORE PROSPECTIVE DONORS

Marketing Services

We can help you reach and engage with prospective donors through a sophisticated blend of traditional and online marketing initiatives. We work with you to customize the ideal marketing approach for your audience, drawing for a range of available platforms.

Learn More about Marketing Services

Improve your planned giving program

Consulting

Our experts will help you build upon your program's strengths, identify and address weaknesses, minimize financial risks and maximize benefits. Wheather your program is small or large, basic or sophisticated, we can help you enhance your efforts.

Learn More about Consulting

Get more gifts

Gift Illustrations

We can provide you with tools and expertise you need to effectively present the benefits of a planned gift to your prospective donors, to create gift annuity agreements and gift calculations, and to help your donor understand what type of planned gift makes most of sense for them.

Learn More about Gift Illustrations

Steward donors and be in compliance

Gift Administration

Ensure efficient and effective gift administration by outsourcing the work to PG Calc. By combining our decades of planned giving expertise with state-of-the-art tools like GiftWrap, we can fulfill all of your stewardship and compliance needs.

Learn More about Gift Administration

What's New

PG Calc Blog Post

June 18, 2026

New Jersey Accepts Actuarial Verification of Washington State Reserve Reports

New Jersey reinstated an old regulation to require actuarial verification of New Jersey state reserve reports IF a charity offers flexible deferred gift annuities (FGAs). In a stunning update, New Jersey has now decided that it will accept a Washington state reserve report that has been verified by an actuary, provided that it is submitted with an unverified New Jersey or New York state reserve report and a NJ certificate of valuation.

Read the Blog Post

Insight

June 15, 2026

July IRS Discount Rate: 5.2%

In this month's eRate newsletter:

Featured Article: Nothing Happens Until Somebody Dies – Thoughtful Planning for Testamentary Gifts
Quick Tip: Quick Tip: Trust and Verify in GiftWrap
The State of Play: Navigating the Current Landscape of QCD Legislation and DAF Regulation
One Phrase to Rule Them All – What We Mean by “Charitable Deduction”
ACGA Releases Report on 2025 Gift Annuity Survey

Read Now

PG Calc Free Webinar

June 25, 2026

FREE Webinar: Planned Giving Marketing Q&A

What’s actually working in planned giving marketing today? Should I do a donor survey? Are newsletters still effective? What is working and on what channel? Join Andrew Palmer, PG Calc’s Director of Marketing Services, for an interactive conversation focused entirely on your questions. Andrew will break down current trends, share what we’re seeing across hundreds of nonprofit clients, and offer clear, practical guidance to help you strengthen your planned giving outreach.

image of someone placing a floating lantern on water - image by oliver hotakainen - unsplash

Nothing Happens Until Somebody Dies – Thoughtful Planning for Testamentary Gifts

We get a fair number of client inquiries regarding testamentary gifts. For bequest intentions, we typically talk about the need to discount the gifts. With testamentary life income gifts, however, there are additional questions and points of concern. The donor is contemplating the eventual establishment of a gift that will provide income to someone else after the donor’s death. That means the calculations for a testamentary CGA or testamentary CRT are predicated upon multiple layers of assumptions.

Read the Article

PG Calc Blog Post

June 15, 2026

The State of Play: Navigating the Current Landscape of QCD Legislation and DAF Regulations

For planned giving officers, staying abreast of the shifting sands in Washington is an operational necessity. As we cross the midpoint of 2026, the regulatory and legislative environment surrounding Qualified Charitable Distributions (QCD) and donor-advised funds (DAFs) seems stuck in familiar duality: a flurry of introduced concepts coupled with a deeply gridlocked path forward.

Read the Blog Post

Case Study

Consulting Case Study #2: “Is Our Gift Annuity Program Worth the Effort?”

Read the second case study from PG Calc’s Consulting Services team that answers the question, “Is Our Gift Annuity Program Worth the Effort?” See how a program of a gift annuity program can help determine: 1) The market value of each gift annuity and whether any are underwater, 2) The projected benefit of each annuity, 3) The projected cash-flow as each gift annuity terminates, and 4) How to make the program stronger.

Read the Case Study

Software Training

Aug 5-6, 2026

Gift Planning with PGM Anywhere - In Person (Boston)

These hands-on trainings are a great opportunity to develop your planned giving knowledge and PGM Anywhere software skills to close more gifts.
Aug. 5 Introductory Session: use case studies to introduce planned giving concepts, covering immediate and deferred gift annuities, remainder trust basics, and gifts made utilizing the IRA QCD provision for CGAs.
Aug. 6 Advanced Session: Explore advanced gift plans including flip CRUTs, retained life estates, charitable lead trusts, and gift plans using funds from traditional IRAs.

Software Training

Sept. 9, 16, 23 & 30

PGM Anywhere and Charitable Remainder Trusts (ONLINE 1 hour each day)

This class will provide an in-depth demonstration of our web-based PGM Anywhere software in the context of learning about and modeling charitable remainder trusts (CRTs). We will use case study examples to illustrate various types of CRTs while discovering the robust calculation and detailed documentation features of this gift planning software. This class will be taught remotely over four days for one hour each day: September 9, 16, 23, and 30.

Case Study

Consulting Case Study #1: Fundraisers Paralyzed by Planned Gift Questions

PG Calc’s Consulting Services team has learned a lot about planned giving over the past 40 years and helps nonprofits face many common challenges with their programs.

Read this case study that addresses one common challenge: fundraiser paralysis. Learn how training and coaching by a PG Calc consultant elevated our client’s fundraisers from “check seekers” to philanthropic advisors.

Read the Case Study

PG Calc Blog Post

Oct 15, 2025

What If There Is No IRS Discount Rate?

The “IRS Discount Rate” is key to calculating the charitable deduction for split interest gifts. You know the routine: the IRS issues a new rate each month and the donor can choose the rate in effect for the month in which the gift is completed or either of the previous two months. Since 1989, the IRS has reliably issued next month’s Discount Rate around the middle of the current month. But what happens if, due to the Federal shutdown, the IRS is late? Or what if it doesn’t issue a November rate at all?

Read the Blog Post

Software Training

Oct 14, 2026

Gift Planning with PGM Anywhere - Advanced (IN PERSON) - New Orleans, LA

Join us for this in-person training ahead of the CGP National Conference in New Orleans.
When: Wednesday, October 14, 09:00 AM-04:00 PM ET
Where: New Orleans Marriott, 555 Canal Street, New Orleans, LA, 70130
This full-day seminar explores gift planning beyond the basics. We will review advanced gift planning techniques including retained life estates, charitable lead trusts, and estate planning models using the flexible functionality of PGM Anywhere.

Software Training

Sep 22 & 29, 2026

GiftWrap Introductory (ONLINE 4 hours over 2 days)

This class introduces students to fundamental basic gift administration practices and how to use the features in GiftWrap to meet your organization's obligations to donors and beneficiaries. You will learn the best practices for data entry to help meet the needs of your development, business and finance offices.

Software Training

Oct 7-8, 2026

GiftWrap Advanced (ONLINE 4 hours over 2 days)

This class covers GiftWrap’s more advanced reporting capabilities including Projected Remainder Amounts, Gift Annuity Reserves, and FASB Liabilities. In addition, the class covers the CashTrac function, which allows the market value of each individual gift annuity in an investment pool to be tracked, and discusses how GiftWrap reports use this information to help you understand the health of your program.

Special Report

Is Your Planned Giving Website Ready for the AI Era?

AI is changing how donors search, learn, and make decisions. Download our special report, The AI-Ready Planned Giving Website, and learn why your planned giving website is now more important than ever. This report explains how nonprofits can turn anonymous digital interest into real legacy gift conversations by using clear content, donor-friendly design, search-ready pages, interactive tools, and low-pressure lead capture.

Read the Report

Free Scorecard

Use Our Free Scorecard to Rate the AI-Readiness of Your Planned Giving Website

Donors are researching legacy gifts online before they ever contact your organization. Is your website ready to answer? Download the AI-Ready Planned Giving Website Scorecard and see how your current site measures up. This simple self-assessment will help you evaluate your planned giving website across key areas, including content, search visibility, lead capture, donor experience, accessibility, and campaign integration.

Download the Scorecard